Freedom
from Endowments Traded Endowments
Freedom from Endowments Traded Endowments
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UK
Endowment Misselling
The
Facts:
- There
are around 6.5 million endowment policies in the UK.
- 85%
of these at present are not 'on target' to reach the sum
assured at maturity.
- Many
millions of mortgage loans, if being repaid with an endowment
policy, may not be fully repaid at the end of the term of
the mortgage loan.
- Both
'unit linked' and 'with profit' endowment policies are affected
by the downturn in growth rates achieved to date.
- Most
endowment policies are invested in 'managed funds' of endowment
providers. Last year these funds growth rates averaged minus
20%. It is expected that this year, due to the stagnant
growth rate of world stock markets, the performance of endowments
will not improve.
- The
majority of endowment policies sold in the last 10 years
had a surrender value of less than the total premiums paid.
Answer the following:
Do
you have an endowment policy or have you recently surrendered
one?
Have
you received a letter from your endowment provider in the
past year indicating a potential shortfall with your policy
at maturity?
If
the answers to the above are YES, then please do not panic.
Freedom from Endowments can professionally represent you to
claim redress and compensation against your endowment provider
where they can prove you were given bad advice at the time
of sale.
The
Freedom from Endowments pledge:
Their pledge to you is straightforward. Freedom from Endowments
are here to win your case - no hidden agenda. Leading the
fight against endowment misselling!
No
win - if you have a good case against your insurer Freedom
from Endowments can help you win your claim for compensation!
No
fee - you only pay Freedom from Endowments if they win your
case!
No
hidden agenda - Freedom from Endowments are not in partnership
or affiliated to any other financial institution. Their aim
is to help you win your claim for compensation against endowment
misselling and not to try to sell you other financial products
or services!
For
further information on Freedom from Endowments Traded Endowments
visit the Freedom from Endowments website.
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