Royal
Bank of Scotland Stakeholder Pensions
Royal Bank of Scotland Stakeholder Pensions
A
Stakeholder Pension is a flexible and tax- efficient way of
planning your retirement. The Royal Bank of Scotland Stakeholder
Pension is open to people from all walks of life. You could
be under 18, caring for a relative on a full-time basis or
unable to work, but for the first time you will be able to
save for your own retirement whether you are earning or not.
Additionally you could contribute for someone else!
The Royal Bank of Scotland Stakeholder Pension satisfies all
of the rules set by the Government. Better still their charges
are even lower than the Government requires. Because it has
to meet strict Government standards, it is low-cost, tax-efficient
and simple.
Simplicity:
you can start the Royal Bank of Scotland Stakeholder Pension
with as little as £20 including tax relief and with
their low charges, your money works from day one. You may
be able to contribute up to £3,600 each year even if
you have no earnings, or even more if your earnings allow.
Annual statements are also available.
Flexibility:
regular contributions can be stopped, reduced or restarted
at any time without penalty. You can continue to contribute
even if you are not earning. You can also make one-off contributions
if you wish. You can even arrange for a relative or friend
to make contributions for you. You are free to take your plan
with you from job to job or transfer it to another provider.
Value-for-money:
there is only one charge which, if you apply online, will
not be more than 0.9% of the value of your fund each year.
Because you get tax relief on all your contributions, Stakeholder
Pensions are a very tax-efficient way of saving for your retirement.
In addition, you can get a tax-free lump sum when you retire.
There is also a choice of investment funds available.
Royal Bank of Scotland - Steakholder Pension - Key features
- A
full list of the Stakeholder Pension features is available
- It
is essential for everyone to consider the risk factors
- To
help you to decide whether a Royal Bank of Scotland Stakeholder
Pension is right for you there is a decision tree and a
variety of case studies available to you
- There
is a useful FAQ guide designed to answer your queries quickly
and easily. Royal Bank of Scotlande recommend you read this
section to fully understand this type of pension.
- You
can select an investment fund if you wish to do so. You
do not have to. Royal Bank of Scotland offer a range of
Investment Funds
For
further information on a Royal Bank of Scotland Stakeholder
Pension visit the Royal Bank of Scotland website.
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