Nationwide
Stakeholder Pensions
Nationwide Stakeholder Pensions
Nationwide
Stakeholder Pension Key Benefits
Here's
10 good reasons why a Nationwide Stakeholder Pension might
be right for you:
Expert
advice
If you would like help in deciding what's best for you why
not make an appointment to see a Nationwide Financial Consultant.
Flexible
Payments
You can stop, start, increase or decrease your payments at
any time. Payments can be made on a regular monthly basis
and/or by making single "lump sum" payments.
Tax
free lump sum at retirement
You can take up to 25% of your fund as a TAX-FREE lump sum
in retirement.
Choice
of Funds
Nationwide offer a choice of three funds, these are: -
- Nationwide
Tracker Pension Fund
The fund and its underlying fund aims to provide capital
growth over the medium to long term by tracking the performance
of the FTSE All-Share Index.
- Nationwide
Corporate Bond Pension Fund
The fund and its underlying fund aim to provide capital
growth over the medium to long term by predominantly investing
in interest bearing securities issued by governments, other
public issuers and companies worldwide. Thus providing a
lower level of risk than the Tracker Pension Fund.
- Nationwide
Cash Pension Fund
The fund and its underlying fund invests in UK cash deposits.
This fund in normally used in the last few years leading
up to retirement.
Regular fund update
Each year Nationwide will send you a statement. This will
give you an up to date assessment on how your Plan is doing.
Fund
switches
You can switch your investment funds at any time without charge.
Security
Option
This allows you to protect the value of your fund from stock
market fluctuations in the years leading up to your retirement.
It does this by gradually switching funds into the Cash Pension
Fund that invests in interest bearing deposits.
Indexation
Option
This allows you to automatically increase the regular payments
you make to your Plan. In this way you can maintain the "real
value" of your investment as the cost of living and inflation
rise.
For
further information on a Nationwide Stakeholder Pension visit
the Nationwide website.
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