CIS
Life Assurance Critical Illness
CIS Life Assurance Critical Illness
1
in 3 people in Britain will have cancer diagnosed at some
point in their life.
Imperial Cancer Research Fund
Someone
suffers a heart attack in this country every two minutes.
British Heart Foundation
100,000
men under the age 65 will die this year, but around 5 times
as many will suffer a critical illness.
Hannover Life Re.
Have
you ever stopped to think what would happen if you are diagnosed
with a specified illness and became too ill to work?
Could
you afford the mortgage and the household bills?
Could your family maintain the standard of living they have
become accustomed to?
You
may even need to pay for healthcare or take a holiday to rest
and recuperate.
Thankfully
there is a solution. CIS critical illness cover pays out a
tax-free lump sum 28 days after diagnosis of a specified serious
illness to relieve financial strain so that you can look after
yourself and your family without worrying about how your finances
will cope.
And
CIS also offer their new Care Planning Service which gives
all policyholders access to a 24-hour a day helpline, and
all successful claimants a personal counselling service.
CIS
offer discounts for non-smokers.
Critical
illness cover can be added to their Decreasing Term Assurance
or Level Term Assurance products, giving you added peace of
mind. It's up to you to decide how much cover you need and
how long you want the policy to run.
Children
aged between 3 and 18 are covered free of charge.
The
benefit payable on death within the term is one year's premiums,
cover can last between 5 and 35 years, but must cease before
the person who is covered is 80.
To
take out the insurance you must be between 17 and 75 next
birthday when the policy starts for a single life, or between
19 and 75 for joint life cover.
Legislation
governing taxation is liable to change. The information provided
above is based on their understanding of the current position.
For
further information on CIS Critical Illness Life Assurance
visit the CIS website.
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