Bluechip
Loans Homeowner Loan
Bluechip Loans Secured Loans
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Depending
on the type of loan or mortgage applied for, you can borrow
from £5000, repayment terms start from 60 months. The
amount Bluechip Loans arrange will depend on a number of factors,
they will tell you what your maximum is, should you request
it.
Your
first monthly payment usually falls due a month after receipt
of the cheque and is paid by direct debit or bank standing
order. Please remember that applicants who have experienced
credit problems may not qualify for their very lowest rates
of interest, if you have experienced problems.
Immediate
Decision:
Whilst Bluechip Loans can give you an immediate decision on
your loan or mortgage it can take between 10-20 days to receive
your cheque. If you have mortgage arrears or an existing secured
loan these are deducted from their cheque to you and paid
directly to the company concerned.
Early
Repayment:
The loan or mortgage may be repaid at any time, there is no
long term commitment. On early settlement you will either
be entitled to a rebate of the outstanding interest as defined
by the Consumer Credit Act 1974 or you may be charged a small
interest penalty from between zero and six months interest.
For exact terms applicable to you, refer to your individual
loan agreement or mortgage offer.
Insurance
Protection is an important consideration. It is your responsibility
to ensure that any cover requested is appropriate for your
needs and is included in the loan applied for. Failure to
do so may result in no cover being provided. It is important
that you can meet the monthly loan repayments in the event
of any incapacity.
Bluechip
secured loans offer lower interest rates than unsecured loans
because there is less risk to a finance company. Most people
choose a secured loan from Bluechip because the savings in
interest over the term of the loan can be quite considerable.
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