1st4 Secured Loans Homeowner Loan

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1st4 Secured Loans Any Purpose Secured Loans

ALL 1st4 SECURED LOANS BROKERS GIVE UPFRONT INFORMATION REGARDING YOUR LOAN AND PROVIDE THE FOLLOWING GUARANTEE:

A decision in principle will be sent to you by email within 1 to 24 hours (excludes weekends & bank holidays) outlining:

• the APR
  
• the monthly payment you will make
  
• the total you will pay over the full period of the loan
  
• the total interest you will pay
  
• FULL instructions for finalising your loan agreement

You will also be given the option to include payment protection. Although this might increase your monthly payment, 1st4 Secured Loans strongly recommend that you take out payment protection insurance.

Benefits of Secured Loans

• Releases equity in property up to 125%
  
• A simple, flexible method of generating extra cash
  
• Unlike a re-mortgage, no survey, valuation, mortgage indemnity, or solicitors fees to pay
  
• Easier to arrange than a re-mortgage
  
• Cash can be used for any purpose - for example, buying a car, going on holiday, home improvements or debt consolidation
  
• With one single payment to make each month, you have more control over YOUR monthly budget
  
• Repayment period can be anything from 3 - 25 years
  
• Protected payment plans can provide extra peace of mind. Remember, your home is at risk if you do not keep up payments on a loan secured upon it.

Secured loans offer lower interest rates than unsecured loans because there is less risk to a finance company. Most people choose a secured loan because the savings in interest over the term of the loan can be quite considerable.