1st4
Secured Loans Homeowner Loan
1st4 Secured Loans Secured Loans
1st4
Any Purpose Loans
ALL
1st4 SECURED LOANS BROKERS GIVE UPFRONT INFORMATION REGARDING
YOUR LOAN AND PROVIDE THE FOLLOWING GUARANTEE:
A
decision in principle will be sent to you by email within
1 to 24 hours (excludes weekends & bank holidays) outlining:
- the
APR
- the
monthly payment you will make
- the
total you will pay over the full period of the loan
- the
total interest you will pay
- FULL
instructions for finalising your loan agreement
You
will also be given the option to include payment protection.
Although this might increase your monthly payment, 1st4 Secured
Loans strongly recommend that you take out payment protection
insurance.
Benefits of Secured Loans
- Releases
equity in property up to 125%
- A simple,
flexible method of generating extra cash
- Unlike
a re-mortgage, no survey, valuation, mortgage indemnity,
or solicitors fees to pay
- Easier
to arrange than a re-mortgage
- Cash
can be used for any purpose - for example, buying a car,
going on holiday, home improvements or debt consolidation
- With
one single payment to make each month, you have more control
over YOUR monthly budget
- Repayment
period can be anything from 3 - 25 years
- Protected
payment plans can provide extra peace of mind. Remember,
your home is at risk if you do not keep up payments on a
loan secured upon it.
Secured
loans offer lower interest rates than unsecured loans because
there is less risk to a finance company. Most people choose
a secured loan because the savings in interest over the term
of the loan can be quite considerable.
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