Fidelius
Employee Benefit Consultants
Fidelius Employee Benefit Consultants
Fidelius
give you an Review of the main areas of Employee Benefits
provision and to encourage you to review them if they have
not benefited from a independent eye being cast recently.
A review of your existing arrangements can lead to significant
savings in premiums without reducing the cover (indeed frequently
the cover can be improved) and one of their most recent reviews
led to savings of over 25%.
The
most common form of employee benefit provided by companies
for their employees is a pension scheme. The type and level
of benefits provided by such schemes varies enormously between
companies. Why introduce a pension scheme?
Fidelius
- Adequate Income During Retirement
It
is becoming increasingly important for individuals to provide
themselves with an adequate income in retirement. Today, people
are living longer, wishing to retire earlier and in general
have higher expectations in terms of the standard of living.
If a reasonable standard of living is to be maintained in
retirement it is essential that employees and employers make
an early commitment to saving.
There is a common misconception that the State will provide
an adequate income in retirement. It is a fact that most employees
will not have their income requirements met from the State
pension scheme. Whilst the State does provide both Basic Old
Age Pension and a State Earnings Related Pension (SERPS) these
should be viewed as the foundations of pension planning and
not a complete solution.
For
further information on Fidelius Employee Benefit Consultants
visit the Fidelius website.
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